Sonja, Austin, Taylor and Chris Noskowiak and Cayce Crews

Tuesday, October 27, 2015

Looking for a vehicle to take us to the hearing for Oct 29th (court cancel)

We went looking for a vehicle today. We tried many places to get one from no credit bad credit places to you name it. We had about 800.00 to put down on a vehicle. Our credit is totally ruined since this house ordeal so we were turned down so many times for a vehicle. However, either way we were going to rent a vehicle to get us there if we didn't buy one.

On the way to look for a vehicle, Chris called the attorney's for Wells Fargo and told the person who answered who he was and our case number. He told them we would be at the court hearing on the 29th and to have a court reporter present. We weren't about to go without a reporter, even if there was a special referee hearing the case. The guy said ok. It wasn't long and we were sitting there talking to a guy about a car we liked and the phone rang. Chris answers it and it's the attorney's office. The guy told Chris our court hearing for the 29th had been cancelled due to FEMA being in town due to the flooding in Columbia, SC. So Chris said ok and hung up the phone. A few days later, Chris called the attorney's office and told them he was just confirming that our court hearing had been cancelled. They said yes.

Since we didn't have to hurry to get a vehicle so we could get down to SC for the hearing, we decided to take our time looking around for a vehicle. Besides, we couldn't look except for when my kids were off of work because we had to rely on them to take us to look for a vehicle.  We were stuck at the house, no friends to take us places we needed to go and we relied heavily on our daughter and her boyfriend to take us when they were not working. We were thankful! We learned one thing though... you sure know who your friends are and you reap what you sew in life, and... the best part.. G-d will never leave us in a place he won't provide for us, as he did us!

Monday, October 26, 2015

Foreclosure Hearing Next Week Oct 29th, 2015 Part 2

As I finished my last post, for some reason I looked down and noticed I finished that post at 4:44am. Those numbers really didn't mean anything to me except it seemed strange that my post ended with a triple digit number. Again, I have no knowledge of what those numbers could mean. However, I decided to type in "Number 444" on Google just to see what came up. Here is the website I chose to look at... for no apparent reason either.

What really stuck out in this article was this part.

The repeating Angel Number 444 is a message that ‘all is well’.  Trust that you are on your correct life path and are doing a great job. The angels and Archangels are available for help and guidance  -  all you need to do is ask.

Number 444 relates to number 3 (4+4+4=12, 1+2=3) and Angel Number 3

See the bottom part here where it says 444 relates to number 4 then the calculations and Angel Number 3? That just about blew my mind!

Summary:  I had just been writing about my experience with the number 3 on my front steps and how G-d had told me to tell the devil this is my house 3 times. And my post ended at 4:44am.... and looking up the number 444 brought me to see that the number 444 relates to the number 3.

What I got out of all of that was... I need to not question anymore if I am on the right track or if G-d is working it all out for me, or if he is really listening. The last part of the mesage on that page that speaks about trusting that I am on the correct path and doing a great job, spoke volumes to me. Yes, I believe he is listening and he has it all worked out for me.

Stay Tuned! 

Sunday, October 25, 2015

Foreclosure Hearing Next Week Oct 29th, 2015 Part 1

Foreclosure Hearing Next Week

After a long 3 years, we have a Summary Judgment foreclosure hearing on Thursday. It's so hard to sit here and think about losing my home in SC. The home I raised my children in. The one I went into bankruptcy over twice just to save it while Chris was sick with cancer. What a struggle to keep it. Then, what a struggle it was to get someone to fix the home, after finding out the home had been burned by someone, not an accidental fire at all. It's hard to know what G-ds will is when you know what you heard him say, what you said out loud... what he told you to say... And so that my reader may know what I am saying, I will share that part with you.

The year was 2005. I was out walking on the property nearby which is family owned. We have a 3/4 mile tract of land I would walk or run on. It made a big circle around the perimeter of my home and the clay pits that surrounded the area. I had been talking to G-d this particular day. I had been asking him how it was that I went through a bankruptcy and now was about to go back into another one. I managed to make it to the front of my house as I had walked that 3/4 miles and I sat on the front steps. As I sat there, I heard a voice say to me, "Move down one step". I didn't question it, I just moved down one step. As I did, I counted the steps and I was sitting on the 3rd step. As I sat there and sobbed, and looked out towards my front yard, I heard the L-rd say, "Sonja, what do you see"? I immediately said, "I don't see anything". I then heard him say, "Oh, but Sonja, what do you see"? I said, "L-rd, I don't see anything, no flowers and trees, I guess I never really felt like it was mine". I then heard him say, "Sonja, tell the devil, this is MY house". I opened up my mouth without even thinking about this and said, "Devil, this is MY house"! What seemed like just a few seconds had gone by, I heard him say again, "Tell the devil, this is My house". I then in return said again, "Devil this is MY House"! I got to thinking, no-one could really hear me because no-one was home. My husband had went to the dump to take the trash off. I then for the 3rd time hear him say, "Tell the devil this is MY house". With everything in my heart mind and my soul, I screamed to the tip top of my lungs, "Devil, this is MY house"! It was so loud, it seemed my inner spirit screamed it and there was an echo coming from the woods in front of the house there as the scream escaped my lips.

About the time it was said for the 3rd time, I seen my husband pulling up in the yard. I walked around to tell him what had just happened to me. I said, you know, there is something about that number three. I sat on the 3rd step and he had me tell the devil three times "Devil this is My house". I said, I am going to go get my Bible and see what this means. I left him there in the yard and walked in to get my Bible. I knew it was back on the hamper in the bathroom where I had left it so I was determined to go get it and start looking up some stuff. As I came out of my bathroom, there laying on my bed in the bedroom was some Easter baskets I had put there along with candy in preparation of fixing up the kids some baskets. I paused there a few moments and fixed the baskets as I didn't want the kids to walk in and see them. When I was finished I walked back in to my living room. As I did, I heard the L-rd say, "The Father, Son and Holy Ghost is after them". To this day, I have no idea who they are after. I don't know who the "Them" is he was speaking of. I don't know if it's the bank, or my brother or what after what he has done to me.

I've hung on all those years thinking something was going to happen that the house would be mine. I ended up going into that bankruptcy anyway to save the house. But later we would  learn our attorney had been disbarred and could not even practice law after we had paid him. We never got our money back from him either. We represented our own selves and the judge was mean and didn't want to hear anything at all from us, even though we were left without representation. And then, sometime after that we were late making one of the bankruptcy payments and they wanted to foreclose on the house again. This time we learned there was a way to just pay our way out of that bankruptcy. So we started making payments on the house of 1540.00 a month for 18 months. I do not know how we did that but G-d sure helped us get it paid. And here we are, in 2015 about to lose the home because after all of that, over 20 years ago my brother had surveyed his property along with us having ours done, my dad said to let my brother handle it. Little did we all know, he surveyed all the way up to my back steps. It wasn't until after the fire that an attorney friend of mine pointed it out on my plat of land that I did not even own my back yard like I thought and like the appraisal said as a part of the closing documents on our loan. No place for a well as the whole front yard is no more than septic lines across it. This is a mean old story... I have video that shows my brother cussing us out, telling us he will not give us water and to get our own well... and if you read the whole story, you will find that he kept my water off while we lived in our burned home, refusing to give us water, as the well that fed my home for years was on his property, not ours. 

As to not repeat the story about the fire, I'll stop there with that part. We asked Wells Fargo for a Hamp loan. We were turned down, but turned down over the phone. They didn't even put it in writing. Turned us down because they said there was no well on the property. Well, no duh! They are not worried about us. They will just take the house, and will collect the insurance money on it, and then try to sell it again in hopes someone will not make payment and foreclose on the property again and collect insurance money. They can't even prove they own my loan as of yet because it's not filed in the Deeds and Titles books... It still shows the past Servicer... So who really owns my loan is still yet to be proven. I may lose, but if I do, I'll just go to school to learn how to help others NOT lose their homes like this. If you could see my home now... Wells Fargo supplied Forced place home owners insurance on our property when we were in bankruptcy. We were told because of the bankruptcy we would have to keep it. However we got a few holes in our roof and the insurance adjuster said it was not covered under the policy because we tried to fix it. Well, Wells Fargo said to do what we could to prevent any further damage so we put down that black tar looking paper for one thing until we could get the adjuster out there. So now, there is two big holes in my roof and mold throughout the walls. We could not even stay in the house very long that we didn't want to pass out. It was just awful! The home is still beautiful and I still want my home. We could never come to a resolution as to how to live in it without water and no place to put a well. Surely the Title Policy would have covered this. Oh, that's something else our closing attorney did not bother making a meaningful offer as to "Why we needed to get this". Wells Fargo has a Title Policy and they could have done something but instead, they would rather take the house.

That's just some of the story. The attorney's are blaming this whole thing on a family issue. The problem with that is, If I would have purchased this property and home and this was NOT my brother, then what? The homeowner would still own the well in which the Appraisal says we owned a well and 2 septic systems. Oh yea, the second septic system became my brothers as well, once he stole the property. Yea, there is alot to this story. No attorney would help us, we just didn't have enough money to fight. I'll find another way to fight back, hopefully helping someone else save their home!

As for what G-d said to me... I have no clue why this happened and here after all these years, someone tried to burn it and didn't succeed.. but it's apparent that we certainly may not keep it now either. I guess I'll soon learn what the end of this chapter is. What I do know is, this isn't fair at all!